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	<title>Joseph Whitley Real Estate</title>
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	<link>http://josephwhitley.com</link>
	<description>REALTY WORLD - BLUE Property Group</description>
	<lastBuildDate>Fri, 04 Jun 2010 17:31:21 +0000</lastBuildDate>
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		<title>Sellers and Renters/Buyers Beware</title>
		<link>http://josephwhitley.com/2010/05/15/sellers-and-rentersbuyers-beware/</link>
		<comments>http://josephwhitley.com/2010/05/15/sellers-and-rentersbuyers-beware/#comments</comments>
		<pubDate>Sat, 15 May 2010 18:12:27 +0000</pubDate>
		<dc:creator>Joseph Whitley</dc:creator>
				<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://jwhitley.blogs.rwnetwork.com/?p=337</guid>
		<description><![CDATA[]]></description>
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		<title>Teaching an Old Dog New Tricks</title>
		<link>http://josephwhitley.com/2010/04/13/teaching-an-old-dog-new-tricks/</link>
		<comments>http://josephwhitley.com/2010/04/13/teaching-an-old-dog-new-tricks/#comments</comments>
		<pubDate>Tue, 13 Apr 2010 18:02:49 +0000</pubDate>
		<dc:creator>Joseph Whitley</dc:creator>
				<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://jwhitley.blogs.rwnetwork.com/?p=318</guid>
		<description><![CDATA[I&#8217;m not calling anyone old, but this is still a good saying that illustrates as markets change, we all have to adapt and change our way of thinking.  The current reality is that the market is full of foreclosures, short sales, and &#8220;distressed properties.&#8221; Buyers sometimes have a bad taste in their mouths when they [...]]]></description>
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		<title>Just Open House-ing in the Rain</title>
		<link>http://josephwhitley.com/2010/04/11/just-open-house-ing-in-the-rain/</link>
		<comments>http://josephwhitley.com/2010/04/11/just-open-house-ing-in-the-rain/#comments</comments>
		<pubDate>Sun, 11 Apr 2010 19:05:41 +0000</pubDate>
		<dc:creator>Joseph Whitley</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Open House]]></category>
		<category><![CDATA[Rain]]></category>
		<category><![CDATA[Weather]]></category>

		<guid isPermaLink="false">http://jwhitley.blogs.rwnetwork.com/?p=310</guid>
		<description><![CDATA[What a glorious feeling! When I do open houses, it's come rain or shine....]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Turn $650 into several THOUSAND Dollars&#8230;</title>
		<link>http://josephwhitley.com/2010/03/13/turn-650-into-serveral-thousand-dollars/</link>
		<comments>http://josephwhitley.com/2010/03/13/turn-650-into-serveral-thousand-dollars/#comments</comments>
		<pubDate>Sat, 13 Mar 2010 20:28:28 +0000</pubDate>
		<dc:creator>Joseph Whitley</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[inspections]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[property]]></category>
		<category><![CDATA[San Jose]]></category>
		<category><![CDATA[save]]></category>

		<guid isPermaLink="false">/?p=196</guid>
		<description><![CDATA[Whether you are the Buyer or Seller, the property inspections will give you more negotiating power, and with that, you get more money in YOUR pocket, either saved or made.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Is a &#8220;pre-approval&#8221; really a pre-approval?</title>
		<link>http://josephwhitley.com/2010/03/10/is-a-pre-approval-really-a-pre-approval/</link>
		<comments>http://josephwhitley.com/2010/03/10/is-a-pre-approval-really-a-pre-approval/#comments</comments>
		<pubDate>Thu, 11 Mar 2010 03:36:20 +0000</pubDate>
		<dc:creator>Joseph Whitley</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Lenders]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Pre-Approval]]></category>
		<category><![CDATA[Pre-Qualification]]></category>

		<guid isPermaLink="false">/?p=227</guid>
		<description><![CDATA[When one receives an actual pre-approval letter, it should only have...]]></description>
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		<title>What does FHA and Stove/Ovens have in common?</title>
		<link>http://josephwhitley.com/2010/03/06/what-does-fha-and-stoveovens-have-in-common/</link>
		<comments>http://josephwhitley.com/2010/03/06/what-does-fha-and-stoveovens-have-in-common/#comments</comments>
		<pubDate>Sat, 06 Mar 2010 20:23:37 +0000</pubDate>
		<dc:creator>Joseph Whitley</dc:creator>
				<category><![CDATA[General]]></category>

		<guid isPermaLink="false">/?p=210</guid>
		<description><![CDATA[NOTHING!!!

It is a common misconception that FHA requires that any residential property property being financed with a FHA backed mortgage to come with a working stove/oven.  That is simply not true.]]></description>
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		<title>Does the Short Sale halt the Foreclosure Process?</title>
		<link>http://josephwhitley.com/2010/03/02/does-the-short-sale-halt-the-foreclosure-process/</link>
		<comments>http://josephwhitley.com/2010/03/02/does-the-short-sale-halt-the-foreclosure-process/#comments</comments>
		<pubDate>Tue, 02 Mar 2010 21:29:41 +0000</pubDate>
		<dc:creator>Joseph Whitley</dc:creator>
				<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://jwhitley.blogs.rwnetwork.com/?p=272</guid>
		<description><![CDATA[Time is of the essence, so if you are have trouble making your mortgage payments, don't wait.  Call a real estate professional today.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>FHA to waive 90 day flipper rule.</title>
		<link>http://josephwhitley.com/2010/01/28/fha-to-waive-90-day-flipper-rule/</link>
		<comments>http://josephwhitley.com/2010/01/28/fha-to-waive-90-day-flipper-rule/#comments</comments>
		<pubDate>Thu, 28 Jan 2010 16:52:51 +0000</pubDate>
		<dc:creator>Joseph Whitley</dc:creator>
				<category><![CDATA[General]]></category>

		<guid isPermaLink="false">/?p=244</guid>
		<description><![CDATA[Follow this link to the announcement from FHA/HUD: http://www.hud.gov/offices/hsg/sfh/waivpropflip2010.pdf]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Short Sale vs. Foreclosure</title>
		<link>http://josephwhitley.com/2010/01/27/short-sale-vs-foreclosure/</link>
		<comments>http://josephwhitley.com/2010/01/27/short-sale-vs-foreclosure/#comments</comments>
		<pubDate>Wed, 27 Jan 2010 20:21:09 +0000</pubDate>
		<dc:creator>Joseph Whitley</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Forecloseure]]></category>
		<category><![CDATA[Pre-Foreclosure]]></category>
		<category><![CDATA[Short-Sale]]></category>
		<category><![CDATA[Taxes]]></category>

		<guid isPermaLink="false">/?p=236</guid>
		<description><![CDATA[...Free rent until the property is sold...]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>FHA To Toughen Down Payment Rules</title>
		<link>http://josephwhitley.com/2010/01/20/fha-to-toughen-down-payment-rules/</link>
		<comments>http://josephwhitley.com/2010/01/20/fha-to-toughen-down-payment-rules/#comments</comments>
		<pubDate>Wed, 20 Jan 2010 20:25:00 +0000</pubDate>
		<dc:creator>Joseph Whitley</dc:creator>
				<category><![CDATA[FHA]]></category>

		<guid isPermaLink="false">/?p=232</guid>
		<description><![CDATA[Borrowers with credit-rating scores below 580 will be required to put down at least 10 percent. Those with a credit score above 580 will be able to continue to...

Source: Reuters News, Corbett B. Daly (01/19/2010)]]></description>
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